WICHITA, Kan. (AP) — Payday lender Speedy Cash blames the coming slow tax refund season and regulatory challenges for layoffs at its corporate office and U.S. call center, both located in Wichita.

The company said Monday it eliminated about 7 percent of the jobs at its corporate office and 6 percent of jobs at its call center last week. That amounts to fewer than 50 lost Wichita jobs. The move comes a month after the company laid off about 50 people in the United Kingdom when it closed 10 of its retail locations there.

Speedy Cash employs just under 5,000 people across the United States, Canada and the United Kingdom.

Its chief marketing officer, Bill Baker, says its customers’ access to mobile devices is changing the company’s products and how it offers them.