As more provisions of the Affordable Care Act are implemented, U.S. Health and Human Services says insurance rate increases are slowing down and some are actually decreasing. Senior Advisor and Region Seven Acting Director Jay Angoff says lowering costs is the ultimate goal.

The most controversial issue with the Affordable Care Act is the mandate to have health insurance. Angoff says the number one reason most people don’t have insurance is cost, but HHS expects the health insurance exchanges to make prices more competitive.

Kansas has not developed the exchanges. Governor Sam Brownback’s administration is waiting on the outcome of the presidential election.