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Billie Dean ‘Bill’ Delka

Billie Dean “Bill” Delka was born on May 10, 1945 at Red Cloud, Nebraska. He passed away on April 4, 2018 at his home in Guide Rock, Nebraska after a long fight with chronic leukemia.

Bill was the sixth of eleven children born to Harold and Olive (Smith) Delka and spent his childhood years in the Bostwick area. Bill attended Guide Rock High School before being drafted into the United States Army where he was a heavy equipment operator.

While working construction, Bill met Arlene Schmidtberger, who was the sixth of thirteen children. They married on June 21, 1969 at the Cathedral of the Plains Catholic Church in Victoria, KS and would have celebrated 49 years of marriage this summer. Bill was extremely proud of his family and they were the most important part of his life. Bill and Arlene were blessed with their children: Julie, Les, Chris, Amy, and Jill.

Bill worked construction in Kansas and Texas before moving back to Nebraska where he worked as a mechanic. Bill & Arlene moved to Guide Rock in 1975 and opened Delka’s Sales & Service. The shop remained a central gathering space on main street until it closed in 1995 when Bill went to work for Road Builders in Grand Island. In his leisure time he loved to garden.

Bill was an active member of Alcoholics Anonymous for 27 years. Through the AA community he actively lived the twelve steps and became a mentor to others. His quick wit and sense of humor led to contagious laughter in any setting. Even with surgeries and chemotherapy, Bill was known to brighten people’s days with his clever comments and genuine conversations. Regardless of sickness or health, Bill loved phone calls and visits with family and friends.

Survivors include his wife Arlene; children, Julie (Kory) Delkamiller of Omaha, Nebraska and children Maia, Lydia, and Naomi; Les (Jennifer) Delka of Lincoln, Nebraska and children Emily and Andrew; Chris (Gaye) Delka of Pierce, Nebraska and children, Dylan, Dalton, and Lauren; Amy (Brian) Howard of Papillion, Nebraska and children Joey, Lucy, Hunter and Austin; Jill (Kevin) Edgren of Grand Island, Nebraska and children Ikaiah, Hayden, and Gabriella. Also surviving are his siblings Neil (Audyne), Don (Alice), Ted (Myrtie), Frank (Connie), Ray (Lee), Dale (Diane), Betty (Dale) Ehlers, Elaine, Joe (Joann), and Doris Epke; nieces, nephews, other relatives and a host of friends. He was preceded in death by his parents.

The Mass of Christian Burial will be Saturday, April 7, 2018 at 11:00 a.m. at Sacred Heart Catholic Church in Red Cloud, Nebraska with Rev. Paul Frank and Rev. David Korth officiating. Visitation will be Thursday evening and all-day Friday. Visitation with family present will be held Friday from 5-7 p.m. with the Rosary beginning at 7:00 p.m. Interment with military honors will be at the Guide Rock Cemetery.

In lieu of flowers, memorials may be given to the Red Cloud Sacred Heart Catholic Church or the Guide Rock American Legion.

Joyce J. Banbury

Joyce J. Banbury, 83, of Russell, Kansas, died on Tuesday, April 03, 2018, at her home in Russell.

Joyce was born on August 24, 1934, in Holton, Kansas, the daughter of Charles and Loreda (Godsey) Raymond. She grew up in Smith Center, Kansas and graduated from High School in Topeka, Kansas in the class of 1952. After high school she attended Ft. Hays State University for 3 years and later received her B.A. from Kansas State University. She met, fell in love and was united in marriage to Conrad Banbury on August 20, 1969 in Smith Center, Kansas. From this union they took great joy in raising Joyce’s two sons Martin and Michael.

Joyce owned and operated Banbury Cross in the 1970’s, Wheatcraft in the 80’s and worked as a sales specialist for EBay from the 1990’s to current. With EBay she also worked as an education specialist teaching people how to buy and sell goods on EBay. With EBay she won several sales awards and was a well known presenter for EBay Live across the United States. She was a longtime member of Trinity United Methodist Church. She took great pride in helping raise her granddaughter Dannie’ll Heaton. She enjoyed painting, wheat weaving, gardening, growing flowers and power walking. Most of all she enjoyed spending time with her family, especially her grandchildren and great grandchildren.

Surviving family include her two sons Martin Heaton (Suzann) of Salina, Kansas, and Michael Heaton (Linda) of Winfield, Kansas; 5 grandchildren and 8 great grandchildren. She was preceded in death by her parents, sister Judy Berridge and husband Conrad.

A memorial service to celebrate Joyce’s life will be held at 11 A.M. on Thursday, April 12, 2018, at the Trinity United Methodist Church in Russell, Kansas, with Pastor Ezekiel Koech officiating. A reception will be held at the Trinity Fellowship Hall immediately follow the church services. Visitation with the family will take be from 4 P.M. to 7 P.M. on Wednesday, April 11, 2018, at the family home at 212 North Main Street in Russell. Memorials can be made out to the mortuary and sent in care of the mortuary. A memorial will be determined by the family at a later date. Pohlman-Varner-Peeler Mortuary of Russell, Kansas, is in charge of the funeral service arrangements.

Ruby Lou Eickbush

Ruby Lou Eickbush, 89, of McPherson, Kansas, passed away at 10:48 a.m., Wednesday, April 4th, 2018 suddenly, at McPherson Hospital.

Ruby was born in Braman, Oklahoma on August 12, 1928, a daughter of Celesta Etta (Jameson) and Norris Edward Tickel.

Ruby attended elementary schools in Braman, Oklahoma and graduated from Hays High School, Hays, Kansas. She then attended Fort Hays State Teachers College, Hays, Kansas.

She was a member of First United Methodist Church McPherson, Kansas where she served her church in several capacities through the years.

Ruby was a homemaker and she took great pride in providing for her family in this manner. She also was a partner along with her husband Robert owning and operating Green’s and Armstrong’s Furniture Stores both of McPherson. They liked to give and do things for the community in which they considered their back yard. They put a bridge in Lakeside Park and donated two black swans which were named Bob and Ruby, and finished by adding a courtyard and fountain in which they named it Swan Court. They also donated a baseball field when Wall Park was developed. As a memorial to Robert, the family donated the Gallery of Honor Recognition Room at McPherson Hospital and was dedicated on October 20, 1986. This memorial is a reflection of Robert’s lifelong desire to enhance the quality of life in the McPherson community. She and her son Bob were currently partners in Eickbush Production Company.

Ruby was a member of AY Chapter P.E.O., McPherson Scottish Society, served on McPherson Art’s Council Board, Oriental Chapter #580 of Eastern Star, American Legion Auxiliary, McPherson Hospital Auxiliary and Elk’s Lodge #502 B .P.O.E., McPherson. Ruby enjoyed bowling, playing bridge and other card games, dancing, fishing, exercise class at the Senior Center and volunteering in her neighborhood collecting donations for numerous causes.

Ruby Lou Tickel was united in marriage to Robert Warren Eickbush on June 6, 1948 at Hays, Kansas. This union was blessed with the birth of three children, 2 daughters and one son, Linda Jean, Judith Ann, and Robert Douglas.

She is survived by her children, Linda Flores and husband Lazaro, of Lincoln, Nebraska, Judith “Judy” Wilkes and husband Mark, of Wichita, Kansas, and Robert “Bobby” Eickbush and wife Deborah “Debbi”, of McPherson, Kansas; her 4 grandchildren, Lyne’ McBride (Stacey), Robert M. Eickbush (Nicole) Layne T. Eickbush (Kim), and Taylor M. Wilkes; her 8 great-grandchildren, Troy McBride, Joel McBride, Alexis McBride, Courtney Eickbush, Conor Eickbush, N’Dya Collins, A’Nya Collins, and S’Mya Collins; other relatives and a host of friends.

Ruby was preceded in death by her parents; her husband Robert Eickbush; her sister, Betty Jean Guy, and granddaughter Amanda R. Wilkes.

Visitation will be held on Sunday April 8, 2018 from 3 to 5 p.m., at Glidden – Ediger Chapel, McPherson.

The funeral service will be held at First United Methodist Church, McPherson, Kansas, at 10:30 on Monday, April 9th, 2018 with Reverend Karen Rice-Ratzalff officiating.

Final resting place will be at the McPherson Cemetery McPherson, Kansas.

In lieu of flowers, memorial contributions may be made to First United Methodist Church or Chapter AY P.E.O. and they can be sent in care of the Glidden – Ediger Funeral Home; 222 West Euclid Street; McPherson, Kansas 67460.

Fire crews battle fire near Pfeifer Thursday

Ellis County fire crews assisted Rush County crews with a fire near Pfeifer on Thursday in Rush County.

According to Ellis County Fire Chief and Emergency Manager Darin Myers, the fire was approximately 2 to 3 miles southwest of Pfeifer.

Myers said the original fire was a controlled burn that reignited and spread. Crews from Victoria, Schoenchen and Hays were on scene for about three hours.

“I would like to remind residents of Ellis County that the unincorporated areas of Ellis County are still in a burn ban,” Myers said,

HPD Activity Log April 4 & 5

The Hays Police Department responded to 8 animal calls and conducted 14 traffic stops Wed., April 4, 2018, according to the HPD Activity Log.

MV Accident-City Street/Alley–200 block E 27th St, Hays; 8:05 AM
Found/Lost Property–2900 block Broadway Ave, Hays; 9:25 AM
Theft (general)–100 block 40 Bypass Hwy, Hays; 4/3 4 PM; 4/4 5:30 AM
Animal At Large–13th and Ash St, Hays; 10:05 AM
Animal At Large–400 block E 21st St, Hays; 10:23 AM
Civil Dispute–400 block E 13th St, Hays; 1:01 PM
Warrant Service (Fail to Appear)–1000 block E 29th St, Hays; 2:09 PM
Welfare Check–100 block E 5th St, Hays; 2:16 PM
Criminal Damage to Property–2500 block Vine St, Hays; 4:10 PM
Animal Call–1300 block Anthony Dr, Hays; 4:20 PM
MV Accident-Private Property–22nd St, Hays; 5:53 PM
MV Accident-Hit and Run–100 block E 19th St, Hays; 5:45 PM; 6 PM
Criminal Damage to Property–1300 block Lawrence Dr, Hays; 8 AM; 7:15 PM
Civil Dispute–13th St, Hays; 7:40 PM
Criminal Damage to Property–100 block E 11th St, Hays; 10:40 PM
Battery – Domestic–100 block W 18th St, Hays; 11:13 PM
Lost Animals ONLY–1200 block E 31st St, Hays; 11:37 PM
Civil Dispute–3400 block Vine St, Hays; 11:35 PM
Found/Lost Property–Hays; 11:43 PM

The Hays Police Department responded to 7 animal calls and conducted 22 traffic stops Thu., April 5, 2018, according to the HPD Activity Log.

Domestic Disturbance–2500 block Vine St, Hays; 2:35 AM
Animal At Large–3200 block Vine St, Hays; 8:31 AM
Lost Animals ONLY–3700 block Hall St, Hays; 9:31 AM
Unattended Death–2900 block Sternberg Dr., Hays; 10 AM; 10:23 AM
Theft of Services–3200 block Vine St, Hays; 4/4 10 PM; 4/5 12 PM
Stalking–2000 block MacCarther Rd, Hays; 12:12 PM
Civil Dispute–400 block E 13th St, Hays; 1:51 PM
Mental Health Call–1400 block E 29th St, Hays; 4 PM
Warrant Service (Fail to Appear)–100 block W 12th St, Hays; 4:13 PM
MV Accident-City Street/Alley–2100 block Vine St, Hays; 4:27 PM; 5:09 PM
Animal Call–2900 block 2915 Cottonwood Ln, Hays; 5:08 PM
Lost Animals ONLY–1300 block E 30th St, Hays; 7:02 PM
Civil Dispute–3400 block Vine St, Hays; 10:16 PM

Albinus F. ‘Al’ Hertel

Albinus F. “Al” Hertel, 87, Hays, died Wednesday, April 4, 2018 at the Parkview Care Center in Osborne, Kansas.

He was born February 17, 1931 in Munjor, Kansas the son of Peter A. and Amelia (Sander) Hertel. He was raised on the family farm east of Munjor and he and his brothers farmed the land with their father. On November 6, 1950 he was united in marriage to Lucy C. Lietz at St. Joseph Catholic Church in Hays. They celebrated over 65 years of marriage before she preceded him in death on April 30, 2016.

Al not only worked on the family farm, he also worked several years in the summer months on a ranch near Chester, Montana. Later, he moved to Great Bend, Kansas working as a dozer operator for Wilkerson Tractor Co. As time went on, Al and Lucy moved their young family to Hays where Al worked for Rupp Motor Co. and the Farmers Co-op. He worked there at the time Interstate 70 was being built and the work crews brought tires in for repair by the truckloads. He was a master mechanic at Montgomery Ward Auto Center. During this period, he worked evenings with his vacuum truck that he put together in 1960, creating Al Hertel Pit Cleaning. He operated Al’s DX Service Station at 13th and Vine in the 1970’s, where his customer friendships grew and grew.

In the late 70’s, Al added several vacuum trucks to his fleet and Hertel Tank Service was created. He was very proud of his equipment and that his sons could work by his side. The Tank Service continues today with the 3rd generation. While his trucks were being used in the oil field and industrial applications, Al created Hertel Oil Company in 1983. Through all this time, Al continued to farm and established JMA Farms in 1987. He loved the land and loved being diversified. He shared his kindness and his own blessings, always buying people meals, helping out stranded friends, and contributing time, talent, and treasure to the local catholic churches.

He was a member of St. Joseph Catholic Church and a 3rd degree member of the Knights of Columbus Council #6984.

Survivors include three sons; David and wife Virginia of Arvada, CO, Michael and wife Lori and John and wife Laura, all of Hays, a daughter; Kathy and husband Patrick Thrash of Eastvale, CA, three sisters-in-law: Pat Lietz of Wichita, Aletha Hertel of Hays, and Anna Lessor of Great Bend, eight grandchildren; Christina Hertel and Stacy Kadota of Arvada, Lisa Hertel and Heath Ritchie of Westminster, CO, Michelle and Mike Schlyer of Hays, Craig and Mallory Hertel of Hays, Brett Hertel and Tara Hertel of Hays, Marc and Katy Hertel of Russell, Jill and Jake Schlegel of Shawnee, eight great grandchildren; Spencer and Caden Hertel-Kadota of Arvada, CO, Jenna and Paige Schlyer, Sophie and Mya Hertel, all of Hays, and Mary-Kate Hertel and Reese Owens, both of Russell.

He was preceded in death by his wife Lucy, his parents, and four brothers, William and wife Regina, Clarence and wife Helen, Elmer, and Virgil Hertel.

Mass of Christian Burial will be at 9:30 am on Saturday, April 7, 2018 at St. Joseph Catholic Church, 215 W. 13th, Hays, with Fr. Fred Gatschet officiating. Burial will follow in the St. Joseph Cemetery. Visitation will be from 5:00 pm until 8:00 on Friday and from 8:30 am until 9:15 on Saturday, all at the Hays Memorial Chapel Funeral Home, 1906 Pine Street. A parish vigil service will be at 6:30 pm followed by a Knights of Columbus rosary, both on Friday at the funeral home.

Memorials are suggested to St. Joseph Catholic Church or to St. Nicholas of Myra Church Renovation. Condolences may be left for the family at www.haysmemorial.com

Hays Larks Kickoff Dinner is Sunday

SUBMITTED

The Hays Larks Kickoff Dinner will be Sunday, April 8, from 4:30 to 7:00 p.m. at the Hays Middle School cafeteria, 201 W. 29th St.

Ticket costs:

$10 for ages 12 and over
$5 for ages 6-11
Ages 5 and under free

Menu:

Roast Beef
Mashed Potatoes/Gravy
Chicken and Noodles
Green Beans
Corn
Pickle
Roll
Cookies for Dessert
Iced Tea, Water or Coffee

Tickets are available at the door or call 785-656-2067.

Kan. bill barring guns from domestic abusers goes to governor

TOPEKA, Kan. (AP) — A bill that would bar people convicted of domestic violence from owning guns is on its way to Kansas Gov. Jeff Colyer.

The bill, approved 113-6 in the House on Thursday, also would make it illegal for people subject to protection from stalking and abuse orders, fugitives from justice and people in the country illegally to own or possess firearms.

Moms Demand Action for Gun Sense in America, which advocates for tougher gun laws, had lobbied for the bill, which also had support from law enforcement groups.

Federal law already prohibits domestic abusers from possessing firearms for five years following conviction. The Kansas bill allows state prosecution of offenders. Supporters say that’s important because federal prosecutors rarely take up the cases.

Riazi ranked No. 1 on international problem-solving website

Dr. Mohammad Riazi-Kermani

FHSU University Relations

Dr. Mohammad Riazi-Kermani was ranked No. 1 in the world for the week of March 12 in the Mathematics Stack Exchange, a question and answer problem-solving website that has over 500,000 members studying math at any level and professionals in related fields.

He is currently ranked ninth for the entire year to date, placing him in the top .05 percent of users for 2018.

Riazi-Kermani began solving mathematical problems in the areas of calculus, real analysis and linear algebra for the exchange in December 2017 and has earned 12,378 points for posting nearly 1,000 solutions. Points are earned by submitting correct solutions to problems and receiving votes from other users.

“I started on Mathematics Stack Exchange because of my question regarding the possibility of constructing a fractal with a given fractal dimension,” said Riazi-Kermani. “I received many good comments from mathematicians all over the world. That opened the door to my interest in the site.”

A fractal is a curve or geometric figure containing individual parts that have the same statistical characters as the whole.

In addition to his points and No. 1 ranking, Riazi-Kermani has earned three gold, 10 silver and 35 bronze badges for his Stack Exchange work. His solutions have received many positive votes from other users.

“The community of Mathematics Stack Exchange continuously proposes problems from the undergraduate to post-doctoral level. Solutions start coming in right after a problem is posted,” said Riazi-Kermani.

“I like problem-solving, proposing, publishing, reviewing and editing problems. It’s an honor to stay in the top percent of users with other scholars from around the world,” he said.

Girl Scouts honors volunteers from northwest Kansas

Girl Scouts of Kansas Heartland

WICHITA – Thirty northwest Kansas residents will be recognized at the annual meeting and recognition breakfast on April 7 with special awards from Girl Scouts of Kansas Heartland for their extraordinary service as volunteers.

Every day, Girl Scout volunteers are helping girls blossom into their true potential by providing the environment they need to pursue the interests, causes, and leadership roles that matter most to them. Our dedicated volunteers ensure girls are standing up, standing out, and standing tall in every aspect of their lives in a girl-led and girl-only environment. We are proud to take time each year at our Annual Meeting and Recognition Breakfast to honor these community champions.

“Our volunteers dedicate their time and talents to empowering girls to take the lead and make a difference in their communities,” said Liz Workman, chief executive officer of Girl Scouts of Kansas Heartland. “They are key to our mission of building girls of courage, confidence and character who make the world a better place.”

Northwest Kansas residents who received awards from Girl Scouts of Kansas Heartland include:

Appreciation Pin – For excellent service in delivering the Girl Scout mission to one or more geographic areas
Darla Wynn of Goodland, Leader of Troop 10149
Gina Bohme of Atwood, Treasurer of Service Unit 101
Heather Ross of Russell, Leader of Troop 20714
Jackie Norman of Colby, Leader of Troop 10181 and Manager of Service Unit 101
Jessica Albers of Hays, Leader of Troop 11203
Katrina Davis of Goodland, Leader of Troop 10149
Lori Amthor of Goodland, Leader of Troop 10159
Tracy Martinez of Larned, Leader of Troop 50211
Sean Davis of Goodland, Leader of Troops 10150, 10149, 10131, and Product Sales Organizer of Service Unit 102

Honor Pin – For exemplary service in support of delivering the Girl Scout Leadership Experience, which has had a measureable impact on two or more geographic areas
Rosa Colby of Goodland, Treasurer of Service Unit 102
Tammy Mitchell of Russell, Volunteer of Service Unit 112

Thanks Badge – For having a measureable impact on meeting the priorities of the entire council or the entire Girl Scout movement
Julie Davis of Hill City, Leader of Troops 10557, 10028, 10136, 10075, 10011, 10019, 10545, 10504, 10515, 10560 and 10561, Manager of Service Unit 105 and Product Sales Organizer of Service Unit 104
Larissa Graham of Great Bend, Manager and Product Sales Organizer of Service Unit 111
Primrose Hockersmith of Victoria, Leader of Troop 10240

Volunteer of Excellence Award – For outstanding service working with girls or supporting the council’s mission
Ann Mayo of La Crosse, Leader and Product Sales Organizer of Troop 11195
Cathy Claussen of St. John, Leader of Troop 50129
Crystal Zink of Claflin, Leader of Troop 20725
Debbie Weishaar of Phillipsburg, Leader of Troop 10034
Heather Gillespie of Goodland, Leader of Troop 10163
Jill Nickols of Colby, Leader of Troop 10079
Karen Wilson of Hays, Leader of Troop 11266 and Manager of Service Unit 112
Kayla Jones of Larned, Leader of Troop 11194
Laura McClung of Goodland, Leader of Troop 10159
Margaret Woodward of Victoria, Leader of Troop 11203
Nicole Polley of Oakley, Leader of Troop 10111
Sadie Keith of Otis, Leader of Troop 11128
Samantha Butler of Hays, Leader of Troop 10095
Tonya Dechant of WaKeeney, Leader of Troop 10202
Vicky Chessmore of Atwood, Leader of Troop 10171
Virginia Axman of Olmitz, Leader of Troop 11126

To become a Girl Scout volunteer and make a difference in the lives of local girls, go to kansasgirlscouts.org or call (888) 686-6468 for more information.

Submit your nomination for Hays Post’s Teacher of the Month honor!

Hays Post and Eagle Communications seeking nominations for the next Teacher of the Month!

From October through April, Hays Post will solicit nominations from through the area from parents, students and colleagues. Fill out the form below to nominate your favorite educator!

This recognition is made possible by the support of Midwest Energy, Diamond R Jewelry, Top Notch Cleaners, Hickok’s Steakhouse and Ultimate Massage.

The winning teacher will receive a gift certificate, courtesy of Hickok’s Steakhouse! Submissions will be accepted through 5 p.m. Monday.

[contact-form to=”[email protected]” subject=”Teacher of the Month”][contact-field label=”Your name” type=”name” required=”1″][contact-field label=”Your email” type=”email” required=”1″][contact-field label=”Teacher’s name” type=”text” required=”1″][contact-field label=”Teacher’s school and grade” type=”text” required=”1″][contact-field label=”Tell us why you are nominating this teacher” type=”text” required=”1″][/contact-form]

BEECH: Ten things you can do with your tax refund

Linda Beech

According to the IRS, the average tax refund in the United States in 2017 was $2763. But remember, a tax refund is not a gift or a windfall– it’s your own hard-earned money that Uncle Sam has used interest-free for a year. Before you go on a spending spree, think about ways you can use your tax refund to improve your financial situation.

Depending on your unique financial goals, that money could be put towards debt reduction, college savings, or growing your retirement fund. Here are ten ideas of what you could do with your tax refund this year.

1. Split it
Use IRS Form 8888 when you file your taxes to split your refund between up to three established financial accounts– for example, your checking account, savings account and retirement account. If you intend to save at least $50 or more of your tax refund, consider participating in SaveYourRefund. With $30,000 in prizes and 102 chances to win, SaveYourRefund provides big incentives to save. See the rules at https://saveyourrefund.com/home/

2. Pay off bills
First priority are regular monthly bills (rent, utilities, phone, etc.) and then those with the highest interest rate. Paying off high-interest debt can help reduce how much you’ll end up paying overall by decreasing or eliminating the interest that would otherwise accrue.

3. Prepare for the unexpected
Nearly six in 10 Americans don’t have enough savings to cover an unplanned expense of $500 or more. While experts recommend keeping three to nine months of take-home income in an emergency fund, even $500 can be helpful in the case of unexpected health care, housing, or auto expenses.

4. Contribute to your retirement savings
Consider setting aside some or all of your tax refund in a savings account, investment account or individual retirement account (IRA) for future retirement expenses.

5. Grow college savings
The sooner you start to save for education, the less debt you’re likely to have to take on when the tuition bill arrives. If your kids are already educated, think about setting up a college savings plan for your grandchildren.

6. Build an investment portfolio
If you’re already investing or looking to get started, use a portion of your tax refund to contribute to or start an investment portfolio. While investments can be a more reliable savings medium over the long-run, they do involve risk. Educate yourself before you jump into investing.

7. Donate to charity
Pay it forward by donating a portion of your tax refund to an organization or cause you believe in. Supporting local entities like your hospital, library, community service organizations or even the Extension Office can help to keep your community strong and vital into the future.

8. Remodel your home
You might be able to increase the value of your home, and therefore your net worth, by using your tax refund to pay for upgrades or repairs.

9. Invest in your career
If you’re looking for the next step in your professional life, consider using your tax refund for professional training or continuing education classes. Investing in yourself and your career can help increase your long-run financial stability.

10. Special purchases
After you have considered ideas 1 through 9, then consider spending a portion of your tax refund on high-priority special purchases or travel. Before you spend, shop around to make sure you have located and negotiated the best deal.

The bottom line- Use your tax refund to build financial security by paying off debt, planning for the future, and setting money aside to help you reach your goals.

Linda K. Beech is Cottonwood District Extension Agent for Family and Consumer Sciences.

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