We have a brand new updated website! Click here to check it out!

Farm safety around electrical power lines

Farm safety around electrical power linesInsight

By John Schlageck, Kansas Farm Bureau

In June of this year, a 37-year-old Stanton County farmer died inside a grain cart while preparing for wheat harvest. A tarp (containing a metal rod) in the grain cart blew up and touched an over-head power line electrocuting him.

Without a doubt this falls in the category of a freak accident. There’s probably no way this young farmer would have thought a strong gust of wind would whip the tarp up into an overhead power line and kill him. Still, friends and neighbors in his community say they were extremely aware of where they parked trucks, tractors and other farm machinery after this tragedy.

Since 1980, 26 Kansas farmers and stockmen have died by electrocution. Most of these deaths resulted in contact with overhead power lines on the farm.

No-one likes to think or talk about the dangers of electricity and the consequences. Still, it’s important to be aware of potential hazards – especially in agriculture.

“Many farms in Kansas have power lines strung on poles crossing farm land and in some cases buried under ground; it’s important to be aware of electrical facts and principles and observe safety precautions,” says Holly Higgins, Kansas Farm Bureau safety director.

Higgins suggests farmers, ranchers and anyone who works around electric power lines consider and always keep the following facts in the back of their mind.

Most overhead power lines have no protective insulation. Any physical or equipment contact with them could be dangerous or lethal.

Non-metallic materials such as lumber, tree limbs, tires, ropes, straw and hay can conduct electricity depending on moisture content and surface contamination.

Electricity always seeks the easiest and shortest path to the ground.

Persons can be electrocuted by simply coming too close to a power line. Electricity can arc or jump between a wire and a conducting object such as a ladder or truck.

Always stay a safe distance away from power lines – 10 feet or more, especially for high-voltage lines.

When people or objects touch or come to close to a power line, there is an instant flow of electricity through them to the ground.

The flow of electricity through the human body can burn, severely injure or cause death. It takes less than one ampere of electricity to kill a person.

When electricity flows into the ground, it can electrocute anyone who comes close. Stay at least 30 feet or more away from fallen wires. Also, if you see equipment or a person in contact with a power line, be aware that the ground may be electrified and be dangerous to bystanders.

“It’s important we learn from others’ mistakes,” Higgins says. “Always think before you act and remain vigilant about your surroundings and possible safety hazards.”

Think before you move farm machinery, hoppers, bins, sprayer booms, cultivator wings, grain augers, bale elevators, scaffolds and portable buildings around or under power lines.

Look before you raise or carry ladders, poles, rods, irrigation pipes or eaves troughs near power lines.

Check clearance before you raise dump truck boxes or front-end loaders.

Never touch power lines with tools or lift power lines by hand or with lumber.

Never clear storm-damaged trees, limbs or other debris that are touching or are close to fallen power lines.

Avoid cutting trees or pruning limbs that may fall on power lines. Hire a specialist to take care of such hazardous projects.

Never try to move fallen electrical wires. Never leave a vehicle when you are within 30 feet of fallen wires.

Educate children, young and seasonal workers about power line hazards, Higgins advises. Point out where they’re located and remind workers about the importance of keeping a safe distance especially if they will be operating equipment or handling long objects.

John Schlageck is a leading commentator on agriculture and rural Kansas. Born and raised on a diversified farm in northwestern Kansas, his writing reflects a lifetime of experience, knowledge and passion.

Consumer Alert: Guard Your Insurance info

Potential insurance scam artists picked the wrong people to call.

Kansas Insurance Commissioner Sandy Praeger
Kansas Insurance Commissioner Sandy Praeger

The Kansas Insurance Department heard recently from a pair of Kansas insurance agents who each received telephone solicitations for auto insurance. The agents became suspicious when the caller said he worked for the insurance company that the licensed agents work for. The caller also wanted information from the agents’ driver’s licenses, which was another red flag for the pair of insurance professionals.

“We received follow-up complaints from other Kansans who received the same type of calls,” said Sandy Praeger, Commissioner of Insurance. “Fortunately, those who informed us of the potential scam were following the ‘Stop.Call.Confirm’ motto we always tell insurance consumers about. If you think something is fishy, Stop the conversation, Call our department, and Confirm that the person on the phone is a registered Kansas insurance agent.”

The insurance department’s toll-free Consumer Assistance Hotline is (800) 432-2484.

The department’s Anti-Fraud Division is investigating. The caller also told one licensed agent that he represented several named insurance companies; however, those companies employ their own agents and do not work through an independent agency.

“It’s really important to protect your personal information, whether it’s over the phone, in person or on the Internet,” said Commissioner Praeger. “The more times our consumers are cautious, the fewer times the scammers succeed.”

This week at HPL

Library Events July 29 – August 4HPL Logo

Monday, July 29

· (Children) Bingo! 2:00 PM

· (YA) Board Games 2:00 PM

· (Adult) The Any Book Group 5:30 PM

Tuesday, July 30

· (Children) Craft Day: Paper Plate Butterflies 2:00 PM

· (YA) Video Game League 2:00 PM

Wednesday, July 31

· (Adult) Feed and Film 12:00 PM

· (YA) Cake Summer Reading Ending Party 12:00 PM

· (Children) Kids in the Kitchen: Watermelon 2:00 PM

Thursday, August 1

· (Adult) Computer Class 6:00 PM

· (All) Night at the Movies- movie shown “Paper Moon” 6:00 PM

· (Adult) ESL Discussion Group 6:30 PM

Saturday, August 3

· (Children) Bicycle Rodeo- Learn bike safety and earn a certificate. Drawings for Prizes. 9:30 AM

· (Adult/YA) Bicycle Maintenance – learn simple repairs. Drawings for Prizes 2:00 PM

Opinion: Cattle market poised for gains

John Maday, Managing Editor, Drovers CattleNetworkDrovers Cattle

The fed-cattle market probably is at or near the summer lows, and lower corn prices should support the calf and feeder markets in coming months. During the Cattle \
Feeders Business Summit hosted by Merck Animal Health this week in Denver, Cattle Fax senior analyst Kevin Good gave cattle feeders, weary of 18 months of losses, a little good news tempered with caution.
Fed-cattle prices, Good says, have languished around $120 per hundredweight for about the past six weeks, and negative margins in the feedyards have pressured calf and feeder prices lower. Year to date, prices for 550-pound calves have averaged about $16 per hundredweight lower than those during 2012 and prices for 750-pound yearlings have been down by about $14. Calf and feeder prices have gained strength in recent weeks though, and Good expects that trend to continue through the fourth quarter of 2013.
Timely rains have fueled hopes for a big corn crop, and corn prices, which have averaged about $7.20 per bushel year to date, could decline by $2 per bushel or more by harvest time. Good warns though, that cattle feeders looking at higher fed-cattle prices and lower corn often watch potential profits swallowed by higher prices for replacement cattle.
As for those fed-cattle prices, Good says we likely are at or near the summer lows, with the market holding at around $119 per hundredweight compared with $113 a year ago. With a typical increase of 13 percent from summer lows to fall highs, prices should reach $132 to $133 this fall.
Other key points in Good’s presentation include:
Beef cow slaughter year to date is running about 3 percent higher than last year, but after factoring out an increase in slaughter of Canadian cows, the rate is about equal to that during 2012.
Heifer slaughter as a percentage of total fed-cattle slaughter has been down somewhat the past few years, suggesting a slight trend toward rebuilding.
Imports of feeder cattle from Mexico have declined by over 406,000 head, or 45 percent so far this year, due to better weather and expanding feeding and packing capacity in Mexico, along with concerns over U.S. country of origin labeling rules.
Many of the cattle placed into U.S. feedyards this spring were held over from 2012 because of high grain prices. Significant numbers are placed against the August and September market, but feedyards have been pulling cattle forward for marketing and showlists have remained current.
U.S. beef exports have increased to Japan and Canada but declined to Russia and Mexico.
China, over the past year, has moved from the number-four beef importer to number one. The market is closed to U.S. beef, and most of China’s imports come from Australia. That growth, however, pulls Australian beef out of other markets and should help support global beef prices.
Brazil’s beef exports have declined as domestic consumption in Brazil increases.
Like fed cattle, boxed beef prices, currently at about $187 per hundredweight for the Choice cutout, should reach seasonal lows and begin gaining strength in coming weeks. Earlier this spring, cutout prices posted record highs over $210 per hundredweight.

Opinion: Trick in Kansas session is limiting focus

JOHN HANNA,AP Political Writer

With Kansas officials voicing strong support for quickly rewriting the state’s “Hard 50” criminal sentencing law, the biggest issue facing the Legislature’s leaders during its coming special session could be keeping lawmakers’ focus from wandering.

Gov. Sam Brownback called the special session last week. It is scheduled to convene Sept. 3.

His action was in response a U.S. Supreme Court decision last month that raised questions about the law’s constitutionality. The statute allows judges to sentence convicted murderers to life in prison with no chance of parole for 50 years.

Brownback and legislative leaders don’t believe the special session needs to last more than a few days.

But a governor can’t limit the scope of a special session. State laws may compel the Senate to consider Brownback appointments.

-JOHN HANNA,AP Political Writer

The views and opinions expressed in this post are solely those of the author. These views and opinions do not represent those of the Post News Network and/or any/all contributors to this site.

Book Review: Lost by S. J. Bolton

Book Review: Published as “Like This, For Ever” in the UK but listed as “Lost” in the HPL catalog ( author S.J.Bolton)Lost by S.J. Bolton

This thriller is actually the third book in the Lacey Flint series. I’d not read either of the prior books, but this book served well as a stand alone, as long as you accept that the characters have some history that you may not immediately understand.

Be warned; the plot is not for the faint of heart: young boys are being found murdered in London, and the police are on the hunt for a serial killer. The perspective shifts between Barney, a young boy whose friends want to hunt for the killer on their own and Lacey, a detective on extended leave. They live next door to each other, and as Barney’s suspicions about someone closest to him and Lacey’s obsession with following the case grow, they are drawn more deeply into a twisted plot.

Bolton’s writing is addictive, and I told myself, “Just one more page” through several chapters.

5 out of 5 stars.

Marleah Augustine is the Adult Department Librarian at the Hays Public LibraryLike this forever

You can see more of her blog here https://hayspubliclibrary.wordpress.com

This week at Hays Rec

Deadline Wednesday GazetteHRC

Welcome to this week’s edition of Deadline Wednesday Gazette.

Here you will find information about deadlines and other exciting things going on at the Hays Recreation Commission!

Please feel free to e-mail us with comments, questions or concerns.

We love to hear from you!

SUMMER SLAM

GNARLY NEON 5K COLOR RUN

Join us August 17th for a colorful morning!! SIGN UP AT GNARLYNEON5K.COM!

DEADLINES FOR JULY 31ST

If a class is full PLEASE put your name on the waiting list. We always do our best to accommodate everyone so if you are not on the waiting list and we add an additional class you will miss out!

BABY TAS (0-2 YEAR OLDS)

ROCK YOUR BABY SOCKS

Explore the world of music and movement with your child in this fast paced class of singing, clapping, wiggling and shaking. Instruments, scarves, body motions and parachute play will keep active babies & toddlers and adults moving, playing and interacting together.

Entry Deadline: July 31

Entry Fee: $5.00

Held on: Wednesday’s – August 7 –21

Time: 10:45 – 11:15am

Ages: 12 – 18 months w/an adult

Location: Recreation Center

Limitations: Min. 5 Max. 10

PINT SIZE PAINTINGS

Are you afraid to let your little ones paint and get messy at home? Let them have the experience with us. All activities are with edible supplies.

Entry Deadline: July 31

Entry Fee: $5.00

Held on: Thursday’s – August 8 – 22

Time: 10:00 – 10:30am

Ages: 15 – 24 months w/ an adult

Location: Recreation Center

Limitations: Min. 5 Max. 10

TINY TAS (2-5 YEAR OLDS)

MYSTERY CLASS

Doesn’t your child love surprises? You won’t know what fun you’ll end up having in this mystery class. Will we be playing with scooters? Making crafts? Singing songs? Who knows! Be brave and come explore your options in this exciting new class!

Entry Deadline: July 31

Entry Fee: $10.00

Held on: Wednesday’s – August 7 – 28

Times: 9:30 – 10:30am

Ages: 2 – 3 w/adult

Location: Recreation Center

Limitations: Min. 5 Max. 10

SUPERHERO PARTY – NEW

Children will gather together to make crafts such as capes and masks. We will also do various superhero relays, games, and activities.

Entry Deadline: July 31

Entry Fee: $8.00

Held on: Tuesday’s – August 6 – 27

Times: 1:30 – 2:15pm

Ages: 3 – 5

Location: Recreation Center

Limitations: Min. 5 Max. 12

TWEEN TAS (5 & OLDER)

SCHOOL’S OUT

Come on out for a day of fun. Each day we have a full schedule of games, trips, crafts, cooking and trips to Centennial Lanes, Mini golf, Area Parks and Hays Aquatic Park. Space is limited so stop by the Hays Recreation to reserve your spot.

Entry Deadline: Wed. before each session

Entry Fee: $10.00 per session

Held on: Session 9: August 7 Beat the Heat

Times: 1:00 – 5:00pm

Ages: 6 – 12

Location: Recreation Center

Limitation: Min. 5 Max. 24

ADVANCED KNITTING

Learn how to read patterns and make slippers. You will need to bring to class knitting needles and 4 ounces of yarn.

Entry Deadline: July 31

Entry Fee: $25.00

Held on: Tuesday’s – August 6 & 13

Times: 7:00 – 8:30pm

Ages: 10 – 15

Location: Recreation Center

Limitations: Min. 3 Max. 6

Instructor: Deanna Newberry

ADULT LEISURE

KANINE KOLLEGE

Kanine Kollege will provide owners with information on traditional methods of socializing and training the family dog. Exercises taught during this six week class includes: heel on leash, sit, come, down and stay. There is a possibility that all of the exercises will not be covered depending on the progress of the class. Owners will be shown how to use positive reinforcement techniques to teach and enforce commands. Owners will be expected to work with their dogs between classes. The instructor will provide assistance to help teach owners how to train their dogs, not train the dogs for you. All owners must have vaccination records with them during the class.

Entry Deadline: Session 3: July 31

Entry Fee: $25.00 per dog per session

Held on: Session 3: Sunday’s – August 4 – 25

Times: 6:30 – 7:30pm

Ages: Human: 16 & older, Dog: 6 months old & older

Location: Recreation Center front parking lot

Limitations: Min. 5 dogs Max. 10 dogs

Equipment Needed: 4 – 6 Foot Leash & Choke Collar

Instructor: Johanna Musgrove

ADVANCED KNITTING

Learn how to read patterns and make slippers. You will need to bring to class knitting needles and 4 ounces of yarn.
Entry Deadline: July 31

Entry Fee: $25.00

Held on Tuesday’s – August 6 & 13

Times: 7:00 – 8:30pm

Ages: 16 & older

Location: Recreation Center

Limitations: Min. 3 Max. 6

Instructor: Deanna Newberry

WELLNESS

SUMMER SLAM TRIATHLON

The Hays Recreation Commission, in conjunction with Sara Kay Carrell of Wild Within, and Papa Murphy’s Take ‘n’ Bake Pizza, is proud to offer our fourth annual Summer Slam Triathlon. This event consists of a 400 meter swim, 12 mile bike ride, and a 5k run/walk. All participants will receive a commemorative t-shirt. Prizes will be awarded to the winner of each division (divisions set based on registrations).

Entry Deadline: July 31

Entry Fee: $18.00, $22.00 entry fee after July 31

Held on: Saturday, August 3

Times: Registration starts at 8:15am, Event begins at 9:00am

Location: Hays Aquatic Park

ACTIVELY 55

IPAD KNOW HOWS – NEW

Do you have question about your ipod? After a simple setup, you will be communicating with others worldwide, or read books, looking at photos or search the family tree, or play games or watching movies. With a few simple answers you will understand it all.

Entry Deadline: July 31

Entry Fee: Free

Held on: Friday, August 2

Time: 1:00 – 2:00pm

Ages: 55 & older

Depart from: Recreation Center

Limitations: Min. 5 Max. 15

UPCOMING DEADLINES

August 7th

Chicken Foot

Fire Station Tour

Hell Creek on Heels Trail Race 10k or 5k

Little Sparks

Mom’s Morning Out – Ocean

Music Sparks Sharing – Machines that Go

Washington Trip

Prevention of Roosting Birds

Stacy Campbell
K-State Research & ExtensionK-State Research and Extension

Trees on our property are a wonderful thing, they provide shade and give us privacy, even help to block the Kansas winds and attract birds. Unfortunately they can attract troublesome birds and if they attract enough of them they might even decide that your tree or trees will become their home. If this happens what if anything can be done? Fortunately the problem can usually be resolved, but not without some effort.

After nesting, blackbirds and starlings begin forming flocks and roosts. Roosts are sometimes formed by late June, but most are established in July. Because flocks prefer deciduous trees, the prevalence of deciduous shade trees in urban and suburban areas makes these sites attractive. Thousands of blackbirds may occupy several blocks of suitable trees in summer roosts. Birds abandon deciduous tree roosts when the leaves drop in the fall.
Community organization may be necessary when using scaring devices to disperse large summer roosts in suburban neighborhoods. If a summer roost has formed in the same neighborhood for several years, make plans in the spring or early summer before the birds arrive, because they are more easily dispersed before becoming accustomed to a site. Here are the steps to take: 1) Consult neighbors to see if they agree on the problem. 2) Contact local authorities to let them know of your plans, since a lot of noise will be made, and to find out if there are any city regulations that you would need to be aware of. 3) Obtain necessary equipment: a portable CD player and CD of blackbird distress call, pistol launchers with whistle bombs (check with city first), and/or portable air horn, and any other items to make noise in order to frighten the birds. 4) Organize enough responsible help. 5) Schedule activities for at least three and possibly five or more consecutive evenings. 6) Begin dispersal activities about one-half hour before dark, or as soon as the birds begin settling into the roost; continue until dark.
When the birds first arrive, they may perch in nearby trees and fly around without settling. This activity is referred to as staging and may go on for 15 to 30 minutes before the birds actually roost. When the birds appear to be roosting, begin playing distress calls, loudly and intermittently at first, and then continuously as most of the birds are entering. The player and distress calls should be moved to various locations within the roost every few minutes if the roost consists of several trees throughout the block. Shooters should use pistol launchers to fire over the tops of the roost trees. Whistle bombs fired into the incoming flocks will help turn them back. Continue using distress calls and scaring devices as long as birds are entering the roost. After dark, cease activity because birds remaining will not leave, and efforts are useless.
Be persistent and follow-up on successive evenings. In large roosts or where roosts are well established, the first evening may appear to be unsuccessful. Scaring may have to be continued for 4 or 5 days before the birds abandon the area. With small roosts or where birds are less established, scaring may disperse flocks the first night but should be continued for several more evenings to prevent them from returning.
Where dispersed flocks go is unpredictable. They may join flights of birds going to other roosts or may set up a new one. Once birds have been moved, they are usually more responsive to dispersal from another site.
Federal and state regulations protect blackbirds and other migratory birds. A federal permit is required to take, possess or transport migratory birds for depredation control purposes. But no permit is required to scare or herd these birds. A standing order exists for blackbirds, cowbirds, grackles, crows, and magpies. No federal permit is required and control measures-including lethal methods-may be taken when these species are found “committing or about to commit depredation,” or when they “constitute a health hazard or other nuisance.”
If you have any further questions or need the information on ordering the distress CD contact your local County Extension Office. The whistle bombs are considered a pyrotechnic and permission from the city will be necessary.

Worst Ever?

By John Schlageck, Kansas Farm BureauInsight

Hundred degree days coupled with 30-40 mile-per-hour winds and little moisture spells crop and pastureland failure for western Kansas. It’s like putting the corn and grass in a giant outdoor oven and turning a fan on.

Forty-year-old Ben McClure, Stevens County says the extended drought that began during the summer of 2010 may be the worst drought ever in southwestern Kansas – and that includes the infamous droughts of the Dirty ‘30s and ‘50s.

Although McClure didn’t experience those two droughts some veteran farmers and stockmen did. They’ve told him this drought may be the worst ever. He’s looking at three consecutive years of failed dry-land crops.

His irrigation crop yields fell by as much as 30 percent in 2011. While the Stevens County farmer believes he’s fortunate to have the availability of flex accounts, he’s worried about using up his pumping allotment in two or three years and no more water to irrigate with if the drought continues.

“It’s bad,” McClure says. “Since the drought started during the summer of 2010, we’ve received less than 17 inches of rain and no measurable snow.”

Average rainfall for Stevens County is 17 inches annually. McClure’s land received no precipitation of any kind during a recent 13-month period.

The hardest part of such a drought, McClure says, is putting effort into growing a crop and watching it die. His family has farmed the Kansas soil for five generations.

“I believe you don’t farm as a chosen career,” he says. “It’s a career that chooses you.”

Watching the precious top soil blow during this three year drought is especially painful. At this point there’s little a farmer can do to stop erosion.

“You can pull a shovel or a blade through the soil that’s bone dry a foot deep; all you’ll be doing is turning over dry dirt,” McClure says. “Because we haven’t really grown any crops for three years now, there’s little residue left to hold the soil in place either.”

Last winter the Stevens County farmer watched the soil blow down to the hardpan (a layer of soil so compacted that neither plant roots nor water can penetrate). That’s gut-wrenching. It leaves a scar on a farmer and the land.

McClure says the wind has blown crop residue drifts four and five feet deep on his family’s driveway. Last winter, corn stalks blew into his yard, drifting around his farm equipment like snow.

Strong southerly winds have also uncovered fence rows he’s never seen before – probably relics from the ‘50s or even the ‘30s Dust Bowl days.

The livestock situation is dire in Stevens County as well. McClure pulled his cow herd off pastures early in 2011 and placed them in a dry lot in 2012. He’s reduced his cow herd by one-third.

Many of his neighbors have sold their entire herds.

“Some neighbors tell me they’ll buy cows again, but I wonder if they’ll be able to because they don’t want to go through another heartache of losing something they spent a lifetime building,” he says.

McClure is trying everything he can to keep his cow herd. He’s grazing irrigation corners and grass he labels “wasted” just to put roughage in his cattle.

“We flashed across the pastures for a week when a little shower moved through earlier this summer,” he says. “The pigweeds, kochia and thistles all came up but now we’re back to feeding hay.”

To cope with the three-year drought, McClure has changed his cropping practices. He’s reduced corn acres and replaced some with wheat. He’s also shifted to 500 acres of cotton.

Like other producers in the region, he’s looking to grow more drought and heat tolerant crops. He’ll plant mostly milo on his irrigated land next year instead of corn.

“It’s been a tough few years,” McClure says. “I hope I can persevere and my kids can see me be successful.

“At times I’ve been paid well for what I do,” the Stevens County farmer/stockman reflects. “Other times I’ve done it for free and at times I’ve paid dearly. But I love farming and I wouldn’t change it.

John Schlageck is a leading commentator on agriculture and rural Kansas. Born and raised on a diversified farm in northwestern Kansas, his writing reflects a lifetime of experience, knowledge and passion.

Kris Kobach: Suppressing Kansas voters since 2011

KRIS KOBACH: SUPPRESSING KANSAS VOTERS SINCE 2011
July 19, 2013 – 3:38pm

12,000. That’s the number of Kansans whose voter registration is in limbo because of Kansas Secretary of State Kris Kobach.Kobach

These Kansans have been caught up by Kris Kobach’s almost certainly unconstitutional proof-of-citizenship law that requires people who register to vote in the state for the first time to provide a birth certificate, passport or other document.

While some Kansans have failed to meet these onerous and potentially expensive requirements, many have complied only to see their paperwork disappear into a system Kobach assured state legislators would seamlessly register Kansans.

Any decent human would at the least be concerned that eligible voters who have done nothing wrong are still being denied access to the ballot box.

But not Kris Kobach.

Kobach contends that 12,000 suppressed voters is not a major problem. In fact, it’s just a drop in the bucket when compared to the 1.8 million Kansans who are of voting age.

It’s odd then that Kris Kobach can’t apply this same numerical logic to alleged voter fraud.

In the 20 years between 1988 and 2008, only 75 Kansas cases of voter fraud were reported and zero convictions resulted from those reports. Doesn’t matter to Kris Kobach – voter fraud is a serious problem worth spending millions of dollars to combat.

Former Republican and Democratic Secretaries of State also agree voter fraud is just not a problem in Kansas. Doesn’t matter to Kris Kobach because he believes so strongly that voter fraud is real.

It’s telling, then, to note what does matter to Kris Kobach. He cares deeply about non-existent voter fraud, fighting to enforce some of the strictest voting laws in the country. He cares so much that he is willing to make up stories about dead voters, lie about immigrants voting and mislead Kansans about voter fraud.

But Kansans who are stripped of their rights to vote – that’s no big deal.

Maybe that’s because voter ID laws and proof of citizenship laws like the ones pushed by Kris Kobach disproportionately impact Democratic voters. Just two days ago Pennsylvania’s GOP Chair admitted as much, saying that voter ID laws helped suppress Obama voters.

In the end, Kris Kobach doesn’t really care about voter fraud. No, it appears that what Kris Kobach really cares about is stopping people who disagree with him from voting

– See more at: https://www.ksdp.org/blog/kris-kobach-suppressing-kansas-voters-2011#sthash.JS4GHfL5.dpuf

Moran’s Memo: Three Years Later, Community Banks Bear Burden of Dodd-Frank

Three Years Later, Community Banks Bear Burden of Dodd-Frankmoran formal portrait
By Senator Jerry Moran

Note: The Dodd–Frank Wall Street Reform and Consumer Protection Act was signed into law by President Obama on July 21, 2010

In response to the financial crisis of 2008, Congress passed the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2010. This July marks three years since President Obama signed the bill into law, and we’ve had ample time to observe and evaluate the impact of its more than 400 new rules and mandates.

It is increasingly clear that what was aimed at protecting consumers and bringing stability to our financial system has instead done great harm to the financial institutions rural Americans depend on most: community banks. Community banks are vital to small businesses and economic growth, the drivers of job creation. Additionally, they are the only financial service providers available in 1,200 U.S. counties. Although community banks contributed little to the financial crisis, they were swept up in the rush to regulate the financial system and have been drowning in a sea of Dodd-Frank-imposed costly regulation ever since.

In terms of both size and mission, community banks differ significantly from the Wall Street banks famously deemed “too-big-to-fail.” While investment banks engage in a wide range of business activities, Main Street banks focus on the traditional banking model and personal relationships with customers; they accept deposits and reinvest them back into the community in the form of loans.

Dodd-Frank’s one-size-fits-all regulatory structure subjects large banks and community banks – institutions that serve vastly different customer bases – to the same standards. Banks large and small play important roles in our economy, and we need a regulatory framework that acknowledges and reflects their differences. Unfortunately, that’s not the case today.

Community banks are being disproportionately hurt by Dodd-Frank’s rules and recordkeeping requirements because they are less able to absorb compliance costs. Resources that would otherwise be directly applied to serving clients and the community are now being spent hiring the staff, lawyers and consultants necessary to comply with the flood of new regulations.

As community banks abandon their traditional business models and redirect resources to comply with Dodd-Frank, millions of Americans will have a tougher time accessing financial services and credit. In Kansas, that means fewer loans to small businesses that want to expand and fewer loans to farmers and ranchers who need to fund operations through harvest. This decrease in the availability of capital could result in stagnant growth, a reduction in new-business formation, and less job creation – a death knell for rural America.

These negative consequences are not just hypothetical; a study by the Federal Reserve Bank of Kansas City shows the harms of Dodd-Frank regulatory burdens are already manifesting themselves. Of the 322 small financial institutions surveyed, 79 percent rated regulatory compliance as a significant challenge for their institution – up from 66 percent in 2008 and 42 percent in 2004. Consequently, 91 percent are bracing for increased training costs and software upgrade expenses due to Dodd-Frank compliance.

It is clear that more must be done to make this law workable for American financial institutions and the customers they serve. With hundreds of regulations yet to be enacted, community bankers know the full implementation of Dodd-Frank may be too enormous a burden for them to bear. Last fall, a community bank in Missouri was forced to close its doors because the owners forecasted that Dodd-Frank would add $1 million per year to the bank’s expenses and make it unprofitable. This is not a lone case; a 2013 policy paper published by the Federal Reserve Bank of Minneapolis estimates that hiring two additional bank employees to deal with regulatory compliance would make 33 percent of smaller banks unprofitable. In Kansas, we’ve seen a large amount of community bank mergers due, in large to part, to this very issue.

If community banks continue to go out of business or are forced to consolidate, we can expect to see an even greater concentration of assets among the “too-big-to-fail” institutions – and a greater number of Americans without a local bank. These unintended Dodd-Frank consequences will not protect consumers, stabilize the financial system, or the promote recovery of the American economy.

These developments are so worrisome because of the vital role community banks play in our economy, particularly with respect to small businesses and rural areas. Community banks provide more than 48 percent of small business loans issued by U.S. banks, nearly 43 percent of farm loans, and nearly 16 percent of residential mortgage loans. Every dollar a community bank must spend on Dodd-Frank compliance is a dollar less they can invest in businesses and lend to families in their community.

Congressional Democrats and Republicans agree Dodd-Frank wasn’t perfect three years ago and remains problematic today. Continuing to make sensible modifications to Dodd-Frank would go a long way toward bringing more stability to our financial system while protecting the viability of rural America and the special way of life it provides.

U.S. Senator Jerry Moran is a member of the Senate Banking Committee and serves as the Ranking Member of the Banking Subcommittee for Housing, Transportation, and Community Development. He is the sponsor of the Financial Institutions Examination Fairness and Reform Act.

Consumers Warning: Scams Related to Affordable Care Act

Two Kansas State University professors are warning about fraudsters that are poised to take advantage of widespread confusion over the Affordable Care Act, also KSU research & extensionknown as Obamacare.

Beginning Oct. 1, Americans can begin purchasing insurance from private providers in a marketplace, which is intended to make insurance more affordable.

Consumers can make choices one of three ways – online, on paper, or one-on-one with a trained professional (called a ‘navigator’) who can help them understand the options.

“No one should be receiving any phone calls nor mailings telling them to sign up for health insurance,” said Roberta Riportella, the Kansas Health Foundation professor of community health at Kansas State University.

“If someone does call, folks should assume it is fraud and hang up. People need to be especially careful not to give out personal information.”

Already, the U.S. Federal Trade Commission has issued a consumer alert about a telemarketing scheme targeted to Medicare beneficiaries. Officials say that impostors are attempting to gain consumer’s personal or financial information in order to continue Medicare eligibility.

“The health reform law changes do not affect the basics of Medicare so beneficiaries should be especially leary of any phone calls,” Riportella said. “They will still need to make choices about their Medicare Part D prescription drug plans (through their normal processes).”

Elizabeth Kiss, a K-State Research and Extension family resource management specialist, said consumers should report suspected fraud to the FTC, by visiting https://www.ftccomplaintassistant.gov, or call 1-877-FTC-HELP.

Kiss added that consumers can also call 1-800-318-2596, 24 hours a day, seven days a week with questions about the insurance marketplace.

Riportella also maintains a blog that discusses current issues regarding the Affordable Care Act. It’s at https://blogs.ksre.ksu.edu/issuesinhealthreform/.

This week at HRC

DEADLINES FOR JULY 24TH

If a class is full PLEASE put your name on the waiting list.  We always do our best to accommodate everyone so if you are not on the waiting list and we add an additional class you will miss out!

 

TWEEN TAS (5 & OLDER)

colored_pencils_writing_md_clr.gifSCHOOL’S OUT

Come on out for a day of fun.  Each day we have a full schedule of games, trips, crafts, cooking and trips to Centennial Lanes, Mini golf, Area Parks and Hays Aquatic Park.  Space is limited so stop by the Hays Recreation to reserve your spot.

Entry Deadline:  Wed. before each session

Entry Fee:  $10.00 per session

Held on:  Session 8: July 31 Master the Art

Session 9: August 7 Beat the Heat

Times:  1:00 – 5:00pm

Ages:  6 – 12

Location:  Recreation Center

Limitation:  Min. 5   Max.24

 

 

WELLNESS

athlete_running_with_baton_md_clr.gifHELL CREEK ON HEELS TRAIL RACE SERIES

Join Hays Recreation in conjunction with Sara Kay Carrell of Wild Within You for the Third annual trail running series, Hell Creek on Heels!  Want to see what trail running is all about? Come out and test your skills with a 5k! Seasoned trail runner? Join us and test your will power and endurance! The Switchgrass Trail at Wilson State Park will NOT leave you disappointed! All trail runs will begin at the trail head for Switchgrass Trail, which is located in the Switchgrass Campground of Wilson State Park. All events are fully supported with aid stations. Come on out and give your Wild a try! Run distances are approximate due to the nature of trail running. Be prepared for the event to be a tad bit longer! Check for most current trail conditions at Facebook Switchgrass Trail!

Entry Deadline:  Session 4:  July 24 – Trail 25k & 5k

                           Session 5:  August 7 – Trail 10k & 5k

                           Session 6:  Sept 18 – Trail 30K & 5k

Entry Fee:  $20 for each event, $5.00 late fee after the deadline

Held on:  Trail 25k and 5k – Sunday, July 28

Trail 10k and 5k – Sunday, August 11

Trail 30k and 5k – Sunday, Sept 22

Time:  Races register at 7:00am, with a 8:00am start

Location:  Wilson State Park – 5 mi. N. of I-70 – Exit 206 on K232

 

ACTIVELY 55

Topeka State Capital.jpgTOPEKA STATE CAPTIAL – NEW

Let’s spend the day in our State Capital. We will begin with a tour of the Capital followed by lunch at Annie’s Place. In the afternoon will be a tour of Brown vs. Board of Education and a tour of the Tiffany Windows at the First Presbyterian Church. This will be a great day of adventure. Your meal is not included in your fee.

Entry Deadline:  July 24

Entry Fee:  $20.00

Held on:  Friday, July 26

Depart at:  7:00am – 5:30pm

Ages:  55 & older

Depart from:  Recreation Center

Limitations:  Min. 5   Max. 15

 

SPECIAL POPS

To participate in these activities, a person must:

-be diagnosed with intellectual disabilities

-have a significant learning or vocational problem

 

To sign up for these activities by the deadline you can contact:

-Haley Nixon at HRC @ [email protected] or (785)623-2650

DSNWK Members – Scott Stults @ [email protected] or (785)625-5678

ARC Members – Gloria VonFeldt @ [email protected] or (785)628-6512

-Visit haysrec.org and sign up online!

 

picnic_table_with_cloth_lg_clr.gifSpecial Pops – PICNIC

Meet us down at Frontier Park East for an evening of food, games, and socializing. We’ll provide the main dishes, dinnerware, and drinks if you’ll bring a side dish to share with everyone! What a great opportunity to enjoy the weather and outdoors with friends! If rain out occurs meet at the Hays Recreation.

Entry Deadline:  Session 2: July 24

Entry Fee:  Side Dish

Held on:   Session 2: Thursday, July 25

Times:  5:30pm

Ages:  All ages

Location:  Frontier Park East

Limitations:  Min. 5   Max. 15

 

 

alarm_running_2_md_clr.gifUPCOMING DEADLINES

July 31

Adapted Day Camp

Advanced Knitting

iPad Know Hows

Kanine Kollege

Mystery Class

Pint Size Paintings

Rock Your Baby Socks

SP J.A.M.

Summer Slam Triathlon

Superhero Party

 

Copyright Eagle Radio | FCC Public Files | EEO Public File