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Hays USD 489 school board approves raises for clerical, nutrition staff


By CRISTINA JANNEY
Hays Post

Faith Lochmann, HR coordinator, presents data on a wage increases for clerical and nutrition staff.

The Hays USD 489 school board approved raises for clerical and nutrition staff at its meeting Monday night.

The school board was first presented a classified wage study on June 16. It found several classes of USD 489 employees are not making as much as their peers. The raises will help bring the wages for the staff in line with wages of their peers in the community and at other school districts.

Faith Lochmann, human resources coordinator, presented data from that wage study.

Entry-level wages for USD 489 clerical staff ranged from $9.81 to $11.42 per hour.

Comparable school districts pay an average of $11.08, and comparable cities pay an average starting wage of $13.45. FHSU’s starting wages ranged from $12.71 to $13.98.

HaysMed indicated its lowest starting wage for clerical staff is $10.39, but it hires off a schedule that takes into account years of experience and often hires new staff at higher than the minimum based on that schedule. The average of all the comparable positions was $11.14 to $12.31 per hour for starting wages for clerical staff.

“The district is not ready to implement a full-blown wage schedule,” she said, “but we recognize a strong need to level-set our current employees based on their years of experience with us and where they are being compensated.”

To level the wages will cost the district an average of 84 cents an hour for clerical staff. However, Keith Hall, interim director of finance, said not all employees will receive the same raise. No employee’s pay will decrease. Some employees’ pay could stay the same. Others will increase based on their current pay and years of experience.

Annual cost for clerical staff raises will be $23,642.

The district also approved raises for nutrition staff, which Lochmann said was experiencing high turnover.

Documents describing the raises for the nutrition staff were presented to the board. They were not discussed, and they were not made available to the media as of time of publication. Hall and Lochmann also had not returned calls as of time of publication.

Pay for technology employees was also shown to be lower than their peers, but those wages have already been adjusted.

The total cost for the raises will be $101,000 annually.

Although the agenda item was set for discussion only Monday night, board member Greg Schwartz suggested the board vote on the plan so the raises could go into effect starting in November.

“It seems to be if this is where we think we need to go, I don’t know why we need to wait, just implement it and move forward,” he said.

Board member Paul Adams said he was not opposed to the raises, but he would like to see more time to implement the plan. He ultimately was the sole dissenting vote on the motion.

“Because we have some pending negotiations out of the same pool of money,” he said, “I would like to be able to look at the total impact on what we have available, so I think it is premature without looking at it. I support coming back to it in two weeks, but not until we run some numbers on it.”

Hall said eventually the district would like to create a pay schedule for classified staff; however, he said the finance staff is not ready to roll out a salary schedule at this time.

Oak Park Complex

The former Oak Park Medical Complex was renamed the USD 489 Early Childhood Complex at the meeting Monday.

The four-building center was recently renovated with federal grant funds. It houses Early Child Connections and other district early childhood programs. A ribbon cutting for the complex will be at 10 a.m. Thursday with an open house from 3:30 to 4:30 p.m.

Munjor building

The early childhood program that was in Munjor has been moved to the renovated Early Childhood Complex. The district owns only a portion of the property. The Catholic Church owns the rest of the property. The board discussed turning the entire property over to the Catholic Church now the school district is no longer using the property.

Board member Lance Bickle said he wanted to make sure the district would not need the space in the future before it turned over the property.

Negotiations

The school board met in executive session Monday to discuss negotiations. Representatives from the school and teachers met with a federal mediator Thursday night, but were still unable to come to an agreement on a contract. The board is considering next steps, but took no action Monday on negotiations.

The teachers and board have said pay and health insurance have been the stumbling blocks in reaching an agreement.

Chrysler Boyhood Home balances budget by closing over winter months

Museum board president assures the city council it will reopen in the spring

By JAMES BELL
Hays Post

ELLIS — In an effort to alleviate continued budget woes, the Walter P. Chrysler Boyhood Home and Museum Board of Directors has decided to close over the winter — but assured the Ellis City Council that the closure is temporary.

“The rumor that the house is closing is just a rumor,” Gordon Solomon, museum board president, told the council at Monday’s regular meeting. “We want to ensure everyone that it is not permanently closing. It will be open in the spring.”

The move became necessary as the museum was unable to break even and was using reserve funds to pay staff over the slower winter months.

“We have been struggling, budget-wise for a couple of years now,” Solomon said. “By doing the closure, we should be able to close out the budget this year about equal.

“Like most people, we have to learn to live within our means,” he said.

He acknowledged the council was funding the museum as much as possible, but ultimately the savings made by closing was needed to put the budget on track.

“Our goal is to just meet budget and we realize the city can’t increase what you are already doing to assist the home,” Solomon said.

During the meeting, he said attendance over the winter months is low, so the impact on tourism would be minimal.

As an example, Solomon said total admissions and sales for the museum in January and February of this year was only $82.35 — while wages and payroll taxes equaled $1,404.

With those numbers, he said, “Obviously we are not meeting budget, even with your assistance.”

While the board was actively seeking solutions to balance the budget over the summer, museum employees gave notice to the board they would be leaving on Sept. 6, spurring the board to make a decision at a special meeting on Aug. 29.

“As a board, we decided that we would stay closed through the remainder of September and then we proposed to the board to mirror the schedule of the Ellis Railroad Museum,” Solomon said. “Our intent in the future is to open in March and close at the end of September.”

In January, he said the board would begin looking for a new employee.

Even with the budget concerns alleviated, for the time being, Solomon said the board is still actively seeking ideas to bring more people to the museum, including continuing to strengthen the partnership with the Ellis Railroad Museum.

“That’s our goal. We want to try to mirror each other and support each other,” Solomon said.

This would continue the trend of the two museums operating in a similar manner to one another.

“We tried to structure them the same — hours, fees, everything,” Ellis Mayor David McDaniel said.

Solomon said the board is also looking at a discounted rated for visitors who go to both museums, or offering a discount to people visiting the Ellis Lakeside Campground.

“There is a lot of people coming to town that obviously don’t visit,” Solomon said, noting the large influx of people at the campground, even while museum attendance is low.

People in the emptying parts of rural Kan.: ‘We’re not going to let them die’

Chris Neal / For the Kansas News Service

BY JIM MCLEAN
Kansas News Service

COURTLAND, Kansas — Rural Kansas has a storied past, but decades of population decline stand poised to turn many once-vibrant places into ghost towns.

The struggle for survival reveals itself in emptied Main Streets, shuttered factories and tired-looking neighborhoods dominated by houses built before World War II.

An exodus that started more than 100 years ago and gained momentum during the Great Depression has now thinned the population of most of the state’s 105 counties to fewer than 10 people per square mile.

“Quite a few counties peaked in the 1890 Census in terms of total population and have never recovered,” said Kansas historian Virgil Dean.

At 2%, Kansas’ population growth rate lags far behind the nation’s 6%. And it’s uneven. Most of it is concentrated in the state’s urban areas — Kansas City, Wichita, Lawrence, Topeka and Manhattan. A forecast by researchers at Wichita State University projects growth in less than a fifth of the state’s counties over the next 50 years.

Still, Kansans fighting the trends cling to a different vision. They insist that population isn’t the only measure of a livable community.

Credit Chris Neal / For the Kansas News Service

“Rural Kansas is going to survive,” said state Republican Rep. Ken Rahjes from Agra in north-central Kansas. “We have that sense of pride in our communities. We’re not going to let them die.”

It will take more than defiance to save them, said journalist Corie Brown, a native Kansan whose career has taken her to newsrooms across the country. She recently returned to write a magazine article: “Rural Kansas is dying. I drove 1,800 miles to find out why.”

“As I’m driving around to these small towns, I realized there’s no one here,” Brown told the Kansas News Service.

Brown’s April 2018 article painted a stark picture of decline.

“The small towns that epitomize America’s heartland are cut off from the rest of the world by miles and miles of grain, casualties of a vast commodity agriculture system that has less and less use for living, breathing farmers,” Brown wrote.

Dramatic changes in agriculture hollowed out rural Kansas, Brown argues. Specifically, she blames the decades-long trend towards bigger farms that yield ever more abundant crops of wheat, corn and soybeans. Those bountiful harvests often don’t return a breakeven price to farmers forced into debt to buy land and the sophisticated machinery needed to work more acres with fewer people.

“That image — abundance at the center of a depopulated landscape — sums up the reality of rural Kansas,” Brown wrote. “It masks a harder truth: Kansas’s plentiful grain crop has come at the expense of nearly everything else.”

The move toward bigger farms run by fewer farmers — along with other changes in the economy — threatens the existence of towns that sprouted up to support larger family operations and to supply workers for railroads, mines and homegrown manufacturers.

But like the economic factors that forced railroads to consolidate and sent many of America’s factory jobs to foreign shores, those driving change in the ag sector can’t be reversed, said John Leatherman, an agriculture economist at Kansas State University.

“There are economic forces at play,” he said, “that we can’t make go away.”

It’s not realistic, he said, to “turn back the clock” to a time when smaller family farms dominated the rural landscape.

Credit Celia Llopis-Jepsen

“That is going backward in time and that is not what happens in life,” he said.

Luke Mahin merely wants to slow the pace of decline. He hopes to give those fighting to save rural communities a chance to experiment with new strategies.

“I see more energy now, more coordinated effort,” said Mahin. At age 28, he returned to his hometown of Courtland, population 285, to run Republic County’s economic development organization.

Communities that competed against each other for generations, Mahin said, now join forces in desperate attempts to revitalize entire regions. They want to make them more inviting to people looking to return to their rural roots — particularly young people.

“We want to connect those dots for people who are looking for housing, looking for resources to start their business,” he said. “We know there’s more people out there who want to come back than we have opportunities for.”

It’s a tough sell. Measures of net migration typically rank Kansas in the bottom teir of states. One shows it losing 25- to 29-year-olds faster than any other state.

Still, Mahin and others working to stem the depopulation tide may soon get help from two new state initiatives. One launched by Democratic Gov. Laura Kelly, the other by the Kansas Legislature.

Credit Chris Neal / For the Kansas News Service

Soon after taking office in January, Kelly created the Office of Rural Prosperity in the Kansas Department of Commerce and put her lieutenant governor, Lynn Rogers, in charge.

Rogers crisscrossed the state over the summer on what he called a “rural prosperity listening tour.” He’s now working on a set of policy recommendations aimed at helping rural communities tackle some of their biggest challenges — spotty access to the internet, crumbling infrastructure, financially stressed hospitals and a shortage of affordable, modern housing.

“Now,” Rogers said, “we have to do something.”

This is the first in a series of stories investigating the decline in rural Kansas and efforts to reverse it. The next story looks into the role that changes in the farm economy have played in that decline.

Support for this season of “My Fellow Kansans” was provided by the United Methodist Health Ministry Fund, working to improve the health and wholeness of Kansans since 1986 through funding innovative ideas and sparking conversations in the health community. Learn more at healthfund.org.

Jim McLean is the senior correspondent for the Kansas News Service, a collaboration of KCUR, Kansas Public Radio, KMUW and High Plains Public Radio covering health, education and politics. You can reach him on Twitter @jmcleanks or email [email protected].

Marshall, task force announce GOP health care plan

GOP news conference to reveal a health care plan they say will protect pre existing conditions, reduce cost of health care overall, and empower patients and doctors with freedom and choice -photo courtesy Rep. Mike Johnson

Office of Rep. Roger Marshall

WASHINGTON, D.C. Congressman Roger Marshall (R-KS), Chair of the RSC’s Health Care Task Force, along with Congressman Mike Johnson, Republican Study Committee Chairman, released The RSC Health Care Plan: A Framework for Personalized, Affordable Care

RSC is the largest caucus in Congress, and today’s proposal is phase one of a two-phase framework to reform and improve our nation’s health care system.

Carefully crafted over a year of research and stakeholder discussions, the RSC’s framework to achieve more personalized, affordable care is designed to empower patients and doctors rather than bureaucrats and insurance companies. Congressman Marshall was selected to lead the RSC’s Health Care Task Force due to his intensive knowledge and experience of the health care industry, having worked as a physician for over 25 years.

The RSC Health Care Plan is presented as an alternative to Democrat proposals to force all Americans off their current insurance plans – including those with employer-sponsored coverage – and into a government-run, one-size-fits-all, health care system, which would cost over $30 trillion.

“With the introduction of our plan today, we are beginning a desperately-needed conversation on how to save our country’s broken health care system. The status quo is not working for hardworking Americans. The one thing in Washington both parties agree on is that our existing health care system does not work. It does not adequately protect those living with pre-existing conditions, all while premiums and deductibles continue to skyrocket for families,” Marshall said. “With the first phase of the framework introduced today, we will work with our colleagues to define legislation that will deliver the choice and control Americans want, the affordability they need, the ease they desire, and the quality everyone deserves.”

You can see more about the framework here. Specifically, this plan will:

PROTECT Americans with pre-existing conditions

  • Extend HIPAA portability and pre-existing condition protections that have long benefited Americans with employer-sponsored insurance to people moving into the individual marketplace.
  • Establish federally-funded, state-administered Guaranteed Coverage Pools to ensure individuals with high-cost illnesses have access to quality and affordable coverage.
  • Repackage existing funding for ACA premium subsidies and Medicaid expansion to fund state-administered flex-grants to subsidize health insurance for low-income individuals.
  • Reduce regulatory barriers to give Americans access to quality care.

EMPOWER Americans with greater control over their health care decisions and dollars

  • Reform the tax code to provide equal tax treatment in the employer and individual health insurance markets.
  • Unleash Health Savings Accounts (HSAs) by empowering Americans to use their money – tax-free – to cover more health-related expenses including insurance premiums, direct primary care service fees, and health sharing ministry dues.
  • Increase allowable, pre-tax contributions to HSAs from $3,500 to $9,000 for individuals and from $7,000 to $18,000 for families.

PERSONALIZE health care to meet individual needs.

  • Eliminate ACA mandates forcing Americans to pay more for coverage they do not want or need.
  • Enhance HSAs in a way that allow for individuals to effectively own their personalized health care plans so they can take their plan from job to job.
  • Embrace and remove barriers on innovative health care solutions such as telemedicine, direct primary care, association health plans, and health sharing ministries.

Lynn (Shaner) Popp

Phoebe Lynn (Shaner) Popp, known as Lynn, was born on March 14, 1942, in Oak Park, Illinois. She went to be with her precious Lord and Savior, Jesus, on October 21, 2019, at the age of 77.

Her father, Myron Hale Shaner, was a dentist and her mother, Mildred (Babka) Shaner, was a teacher. Myron joined the Air Force and the family lived in Illinois, Florida, Germany, Wyoming, New Hampshire, Alaska and Washington. It was in their church youth group in Washington that she met David Popp (he was in the Army). She completed one year at Bethel College (now University) in St. Paul, Minnesota, before marrying Dave in Tacoma, Washington, on August 12, 1961. Dave brought her home to the farm in rural Sheridan County and she always told stories of how the city girl adjusted to farm life.

They had only been married a short time when Dave was recalled to the army and again stationed in Washington state. He had just planted his wheat and hated to leave Kansas but she was so happy to be able to have her first baby close to her family and friends. Kenneth David Popp was born in June of 1962.

The young family returned to Kansas and farm life, buying the family home thirteen miles southeast of Hoxie in 1963. Corinne was born in March, 1964. In May of 1966 the family suffered a terrible tragedy when Kenny was killed in a farm accident. Lynn and Dave often talked of Kenny. Kristin was born in September 1966, followed by Laura in February 1968, Kevin in September 1969, and Lisa in August 1974.

Lynn and Dave cared for at least 12 other children as well, as foster parents and in taking in children of friends and family. Lynn was an amazing mother and hostess. There were almost always guests at the Sunday dinner table and many friends enjoyed birthday parties, slumber parties, etc.

As the children got older Lynn spent a few years cooking at the Hoxie Grade School and the Hoxie Sale Barn. She and Dave enjoyed traveling, including a trip to Portugal and at least seven trips to Alaska (one on a cruise). Lynn became known for her generosity, sending many birthday and other cards each month. She was uniquely able to connect with people, showing each one how much she cared for them.

Lynn believed in Jesus as her Savior at a young age and wanted everyone she met to also experience this gift of salvation. She wanted everyone to know that there isn’t anything we can do to be right with God, but only Jesus can make us right: Romans 10:9: If you confess with your mouth the Lord Jesus and believe in your heart that God has raised Him from the dead, you will be saved.

Because of her love for Jesus she served Him wholeheartedly. As well as her outreach to everyone she met, she was very active at Mt. Pleasant Baptist Church. She taught or helped with Sunday school (until a month ago) and evening discipleship classes, helped with innumerable church dinners, and rarely missed a service. She was an amazing prayer warrior.

Lynn is now reunited in Heaven with Kenny and with her parents and parents-in-law. She is survived by her husband, Dave, of Hoxie Long Term Care; her children, Corinne (Bob) Talbott; Kristin (Rick) Johnson, Laura (Bryan) Anderson, Kevin (Karie) Popp, and Lisa Popp. The Andersons live in White Bear Lake, Minnesota and the others live on farms southeast of Hoxie. She is also survived by twelve grandchildren: Stephen Anderson, Donna Talbott, Jeni Anderson, Lincoln Talbott, Mitchel Johnson, Graham Talbott, Grant Johnson, Chloe Johnson, Becky Anderson, Clay Johnson, Alyssa Popp, and Riley Popp; by her sister, Karen (Peter) Jordahl of Austin, Texas, and by many nieces, nephews, sisters and brothers- in- law, etc.

A funeral service is planned for Saturday, October 26, 2019, 10:00 A.M. at the Mount Pleasant Baptist Church with Pastor Gary Simon and Stan Smith presiding. Interment will be in the Mount Pleasant Community Cemetery. Visitation is being held on Friday, October 25, 2019 at Mickey-Leopold Funeral Home, Hoxie from 11;00 A.M. until 7:00 P.M. with family receiving friends from 5:00 P.M. until 6:30 P.M. In lieu of flowers the family suggests memorials to the Mount Pleasant Baptist Church Awana Program and they may be sent to Mickey-Leopold Funeral Home, PO Box 987, Hoxie, Kansas 67740. Words of comfort for the family may be shared at www.mickeyleopoldfuneral.com

Lynn loved well and was greatly loved by many. She will be sorely missed.

Jane E. Rietcheck

Jane Ellen Rietcheck, age 56, of Oakley, passed away on Monday, October 21, 2019 at the Hays Medical Center, Hays.

She was born September 17, 1963 in Oakley to Fred and Julia (Cooksey) Rietcheck. She was raised in Oakley and after graduating from Oakley High School, Jane married Ron Keith on January 2, 1988 in Oakley. She was a hospital and nursing home CNA and also worked at several other jobs.

Jane was preceded in death by her parents, Fred (2012) and Julia (2018), a brother, David Rietcheck, and a sister, Joan Baalman.

Survivors include her daughter, Julia Keith of Oakley, and four brothers: Roger Rietcheck of Lawton, OK, Tom Rietcheck of Lake Tahoe, NV, John Rietcheck of San Francisco, CA, and Jerry Rietcheck of Lawrence. Also surviving are her three nephews: Rodney Rietcheck of Aurora, CO, Sean Rietcheck of Lawton, OK, and Jordon Rietcheck of Lawrence, as well as many cousins.

Mass of Christian Burial: 10:00 a.m. Saturday, October 26, 2019 at St. Joseph’s Catholic Church, Oakley with Fr. Luke Thielen officiating. Interment will follow at St. Paul’s Cemetery, Angelus. Visitation: Friday, October 25, from 5 to 8 p.m. at Kennedy-Koster Funeral Home, with a wake service at 7:00 p.m.

Memorials: St. Joseph’s Catholic Church and St. Paul’s Cemetery Fund may be sent to the funeral home, PO Box 221, Oakley, KS 67748.

Sign the online guestbook at www.kennedykosterfh.com.

Southbound Allen Street closed at 12th and 13th streets

City of Hays

Southbound Allen Street will be closed south of 13th Street to just south of 12th Street in Hays beginning Wednesday until Thursday evening.

The northbound lane will remain open.

The work involves replacing concrete pavement.

The city of Hays regrets any inconvenience this may cause to the public. If there are questions, contact M&D at 628-3169 or the Office of Project Management at 628-7350.

FHSU’s Potts, Kneefel earn MIAA Athlete of the Week honors

FHSU Athletics

KANSAS CITY, Mo. — Sophomore defender Karli Potts and senior goalkeeper Megan Kneefel earned MIAA Defender of the Week and MIAA Goalkeeper of the Week, respectively. Both Potts and Kneefel were key components to the Tigers’ 3-0 victory over Missouri Southern on Sunday (Oct. 20). Kneefel earns the MIAA Goalkeeper of the Week for the second week in a row.

Megan Kneefel picked up her sixth shutout win of the season for Fort Hays State in a 3-0 win over Missouri Southern. The Tiger defense in front of her was solid, allowing only four shots. Only one of those shots was on frame, which Kneefel collected for her only save of the match. Recording her 15th career shutout, Kneefel moved into a tie for second place all-time with Abbie Flax (2014-16) for career shutouts.

Potts scored the third goal for FHSU in the win over Missouri Southern. Potts was part of a Tiger team that limited the Lions to just four shots in the match. She played 38 minutes off the bench and netted her first career goal.

Washburn’s Tera Lynch (Offensive Player of the Week) joins Potts and Kneefel as recipents of conference honors this week.

The Tigers are at home this weekend for a pair of matches against Rogers State (Oct. 25, 7 p.m.) and Northeastern State (Oct. 27, 1 p.m.).

Halloween festivities in downtown WaKeeney

By DENA WEIGEL BELL
WaKeeney Travel Blog

The werewolves will be howling down Main St. as our scary residents fill downtown WaKeeney for the annual Halloween Festival on Oct. 31. The free public event begins at 4:30 p.m. on Main and Russell, with businesses handing out candy to trick or treaters.

At 5:15 p.m. there will be costume contests for newborn to pre-K, K to 5th grade, and 6th grade and up for Best Overall Costume, Scariest Costume, and Most Original Costume.

The festival includes TCHS social clubs overseeing games on the courthouse lawn and at 5:30 p.m. the Trego Rec Center will be hosting a free hot dog feed for everyone.

Call the Trego Recreation Commission at 785-743-2595 for more information about these events.

🎥 FHSU football holds weekly football press conference

Fort Hays State Tiger coach Chris Brown held his weekly press conference Tuesday after the Tigers outlasted Pittsburg State 42-41 Saturday in Pittsburg.

The Tigers return home this Saturday for a matchup with Nebraska-Kearney in a battle of a pair of 5-2 teams.

Senior wide receiver Layne Bieberle and senior defensive back Tanner Hoeckman also addressed the media

Chris Brown

Layne Bieberle

Tanner Hoeckman

Payday loans in Kan. can come with 391% interest


Kansans took out $267 million in payday loans in 2018. Some community and religious groups want to change the rules for those loans. Nomin Ujiyediin / Kansas News Service

Critics say it’s time for a change

By NOMIN UJIYEDIIN
Kansas News Service

Maria Galvan used to make about $25,000 a year. She didn’t qualify for welfare, but she still had trouble meeting her basic needs.

“I would just be working just to be poor and broke,” she said. “It would be so frustrating.”

When things got bad, the single mother and Topeka resident took out a payday loan. That meant borrowing a small amount of money at a high interest rate, to be paid off as soon as she got her next check.

A few years later, Galvan found herself strapped for cash again. She was in debt, and garnishments were eating up a big chunk of her paychecks. She remembered how easy it was to get that earlier loan: walking into the store, being greeted with a friendly smile, getting money with no judgment about what she might use it for.

So she went back to payday loans. Again and again. It began to feel like a cycle she would never escape.

“All you’re doing is paying on interest,” Galvan said. “It’s a really sick feeling to have, especially when you’re already strapped for cash to begin with.”

Like thousands of other Kansans, Galvan relied on payday loans to afford basic needs, pay off debt and cover unexpected expenses. In 2018, there were 685,000 of those loans, worth $267 million, according to the Office of the State Bank Commissioner.

But while the payday loan industry says it offers much-needed credit to people who have trouble getting it elsewhere, others disagree.

A group of nonprofits in Kansas argues the loans prey on people who can least afford triple-digit interest rates. Those people come from lower-income families, have maxed out their credit cards or don’t qualify for traditional bank loans. And those groups say that not only could Kansas do more to regulate the loans — it’s fallen behind other states who’ve taken action.

Payday Loan Alternatives

Last year, Galvan finally finished paying back her loans. She got help from the Kansas Loan Pool Project, a program run by Catholic Charities of Northeast Kansas.

Once Galvan applied and was accepted to the program, a local bank agreed to pay off about $1,300 that she owed to payday lenders. In return, she took out a loan from the bank worth the same amount. The interest was only 7%.

Now that she’s out, Galvan said, she’ll never go back.

She doesn’t have to. Making payments on that bank loan helped build her credit score until, for the first time, she could borrow money for a car.

“That was a very big accomplishment,” she said, “to know I have this need, and I can meet that need on my own.”

The project has paid off $245,000 in predatory loan debt for more than 200 families so far.

Claudette Humphrey runs the original version of the project for Catholic Charities of Northern Kansas in Salina. She says her program has been able to help about 200 people by paying off more than $212,000 in debt. But it hasn’t been able to help everyone.

“The Number One reason, still, that we have to turn people away,” she said, “is just because we have a limit.”

People only qualify for the Kansas Loan Pool Project if they have less than $2,500 in payday loan debt and the means to pay back a new, low-interest loan from the bank. The program doesn’t want to put people further in the hole if they also struggle with debt from other sources, Humphrey said.

“Sometimes, even if we paid that off, they would still be upside-down in so many other areas,” she said. “I wouldn’t want to put an additional burden on someone.”

Humphrey doesn’t think her program is the only solution. In her opinion, it should be lawmakers’ responsibility to protect payday loan customers the same way they protect all consumers — through regulating payday loans like traditional bank loans.

“Why are these companies not held to that same standard?” she said. “Why, then, are payday and title loan lenders allowed to punish them at such an astronomical interest rate for not being a good risk?”

Potential Changes

Catholic Charities is just one of the nonprofits pushing for tighter rules. The members of the coalition include churches and community organizations, said Shanae’ Holman, an organizer with Topeka JUMP, the group that is leading the push.

“There are other states who’ve implemented guidelines that sell you how much income… what percentage of your check can go to a payment,” Holman said. “Those are the types of regulations that we would like to see,”

She wants Kansas to require longer loan periods so borrowers aren’t hit with penalties when they can’t meet short payment deadlines.

Currently, the maximum period for a payday loan in the state is 30 days. In comparison, borrowers of small loans in Colorado must have at least six months to pay them back, with no maximum loan period. In Ohio, borrowers have between 91 and 365 days to pay back a loan. If the period of the loan is less than 91 days, the repayment must be less than 7% of the borrower’s net income.

Both states set annual interest rates near 30%. Some states regulate payday loans the same way they do other consumer loans. But Kansas is like most other states, allowing annual interest rates of 391%. That means a two-week loan of $500 at 15% interest can cost a customer almost $2,000 over the course of a year.

The group plans to work with legislators during next year’s session in Topeka.

It’s the first time that such a large group has organized around the cause, said Jeanette Pryor, a lobbyist for the Kansas Catholic Conference. Payday loan reform is a perennial topic at the Statehouse, she said, but it’s hard to convince lawmakers to increase regulations.

“That was something that I heard in the beginning. ‘Why can’t an adult make a rational decision on their own? Why do we have to legislate this?’” she said. “The larger the coalition, the more opportunities to educate legislators.”

Nick Bourke is the director of consumer finance at Pew Charitable Trusts. It pushes for reform of payday loan laws. He said reform is long overdue in Kansas, which hasn’t updated its payday loan laws since 2005.

“It’s possible to provide small-dollar credit, even to people with damaged credit histories, for much less money than what Kansans are paying now,” he said. “But Kansas laws are outdated.”

In 2014, Pew Charitable Trusts conducted research on payday loan usage in each state. The organization found that 8% of Kansas residents had used payday loans in recent years, higher than the national average of 5.5%. The typical income for a borrower was $30,000.

The Office of the State Bank Commissioner, David Herndon, which regulates loans and penalizes lenders for breaking the rules, refused to be interviewed in person or over the phone, but did answer questions through email. Deputy Bank Commissioner Tim Kemp said the agency only enforces existing law and doesn’t weigh in on proposed changes.

Attorney General Derek Schmidt’s office, which takes consumer complaints about payday loans, declined multiple requests for interviews and information.

An Option For Credit

Payday lenders say they offer affordable credit to the large proportion of Americans who don’t have enough cash to cover an emergency expense. The Community Financial Services Association of America, an industry group for small-dollar lenders, declined an interview due to scheduling conflicts, but sent a statement through email.

“Small-dollar loans are often the least expensive option for consumers,” said CFSA chairman D. Lynn DeVault in the statement. “Particularly compared to bank fees — including overdraft protection and bounced checks — or unregulated offshore internet loans and penalties for late bill payments.”

Some Kansas customers, like Keri Strahler of Topeka, say the loans are helpful.

Strahler doesn’t work, and most of her income comes from Social Security Disability Insurance. This year, she took out three payday loans to cover medical debt, and said she hasn’t had trouble paying them back.

She knows many people perceive the loans as predatory. But for Strahler, borrowing has alleviated more stress than it’s caused. Her credit cards were already maxed out, and the loans helped her avoid being taken to court or having to sell her furniture to cover her debt.

“I chose the payday loans because I wanted them immediately addressed,” she said. “It’s been very helpful.”

Humphrey, of Catholic Charities, acknowledges the loans can be helpful for some customers. The question is whether the state can keep others from being exploited.

“I’m not saying there’s not a place for them,” Humphrey said. “(But) is there a better way to do what they do so that it’s not devastating families?”

Nomin Ujiyediin reports on criminal justice and social welfare for the Kansas News Service.  Follow her on Twitter @NominUJ or email [email protected]

Paul Anthony Nicholas

Paul was born in Salina, Kansas on January 17, 1921 one of four children to Clara and Jerry Nicholas. They moved to Hays, Kansas in 1933 where he graduated from high school in 1938 and attended Fort Hays University until 1940.

He then transferred to Montana State University in Missoula where he continued his studies in Forestry and played collegiate level basketball earning a scholarship and varsity letter.

Paul also worked part-time in the summer months with the U.S. Forest Service as a forest fire fighter and in one of the early smoke jumper response unit, parachuting on forest fires and other medical emergencies in the northwestern United States.

He then entered military service in 1942 as a parachute rigger and certified mechanic for the U.S. Army Air Corp. After completing flight training, he became certified to fly the PT-17 Steadman, BT-13A Vultee, AT-6 and the B-25 aircraft. He went on to be commissioned as a pilot in the U.S. Air Force and later became a certified helicopter pilot.

He was a veteran of World War II and Korea with Air Sea Rescue (later known as the Air Rescue Service) and was stationed on various islands in the Pacific Theater and the west coast of the United States. Paul flew bombers, amphibious planes, cargo planes and helicopters as the missions required.

In 1949 he married the love of his life, Barbara Blenderman and they began their family, having 6 children while being on active duty.

At the end of the war an Air Force directive communicated that his air crew would be assigned logistic duties and he moved to McChord AFB Washington to oversee supply, personnel equipment and Para Rescue Medical personnel.

In 1960 he was transferred to the Air Defense Command (ADC) headquartered in Colorado Springs, CO for a staff materials position. During ADC tour, while keeping his pilot duties, he returned to Fort Hayes University under Project Bootstrap and complete his Bachelor of Science degree.

Retiring as a Major after 20 years in the U.S. Air Force in 1964, he entered Civil Service at Hill AFB in Ogden, UT, where he was assigned as an Equipment Logistic Specialist supporting tactical air to ground and bombing ranges used by the Tactical Air Commands. He was awarded multiple Sustained Superior Performance Award and the ALC Commanders Award in these roles.

Continuing his logistical leadership, he worked with the F-16 program on equipment guidance and was transferred to the Simulator Program Office at ASD, Warner Robins AFB and Wright Patterson AFB OH in 1975 for support of the aircraft simulators used in the Air Force inventory. His last role was working in Source Selection with aircraft manufactures on critical equipment system requirements.

He retired from the Civil Service 1983 after 20 years and began his volunteer service. He enjoyed working at the Wright Patterson AFB Medical Center for over 35 years in the various functions within the U.S. Air Force pharmacy. During this service he received the Retired Activities Volunteer of the year recognition at WPAFB.

Paul was a member of Saint Peters Parish and the Knights of Columbus (4424). Paul was a reserved, quiet and joyful personality with friends. He actively enjoyed golfing, bowling, ballroom dancing, swimming, exercise programs and salmon fishing in Michigan. As a father, he took on a wide variety of outdoor activities and sports involving all of his children throughout the years.

Paul was a member of various fraternal and military organizations including the National Smoke Jumpers Association, Veterans of Foreign Wars (9977), American Legion (2021), Fraternal Order of Eagles (2641), Order of the Daedalians (Flight 9), Dayton Area Chapter of Military Officers Association and Paul was an active member of the Senior Citizen Centers at Huber Heights, Fairborn and Lathem centers.

He was preceded in death by his loving wife of 50 years, Barbara A. Blenderman and eldest son, Gary Lawrence Nicholas.

Paul is survived by two daughters: Constance (Gary) Cline of Lafayette, CO and Therese (Teri) Nicholas of Huber Heights, OH; and three sons: Paul B. Nicholas of Salt Lake City UT; Patrick (Jae) Nicholas of Las Vegas, NV; Michael (Claire) Nicholas of Pataskala, OH. Paul is also survived by three grandchildren: Brandon, Shae, and Zane and a very special companion: Barbara Markley of Huber Heights, OH.

A Mass of Christian Burial was held on Saturday, October 12, 2019 at 10 am at St. Peter Catholic Church (6161 Chambersburg Road, Huber Heights, OH 45424). Burial will take place at a later date in Ogden City Cemetery in Ogden, UT.

Clara Marie (Sell) Finkenbinder

Clara Marie (Sell) Finkenbinder, 99, died Sunday, October 20, 2019 at Flatirons Health & Rehabilitation Center in Lewisville, Colorado. She was born September 27, 1920 in Rush Center, Kansas, the daughter of Emanuel & Emma (Erb) Sell.

Clare grew up and was educated in Rush County and Ness County, Kansas. On March 16, 1943, she married Dueward E. Finkenbinder in Garden City, Kansas. Clara was the Chief Telephone Operator for the United Telephone Company in Dighton, Kansas for 17 years. She was a member of the Dighton United Methodist Church, the Order of the Eastern Star, and the American Legion Auxiliary for over 50 years. Clara later moved to Thornton, Colorado in 2004 where she has lived since.

Survivors include two sons Dueward D. (Jo) Finkenbinder of Thornton, Colorado and Neal R. (Debbie) Finkenbinder of Littleton, Colorado; four grandchildren Brooke D. (Keri) Finkenbinder of Evans, Georgia, Jeremy D. (Bernadette) Finkenbinder of Littleton, Colorado, Christy A. Finkenbinder-Martin of Brighton, Colorado, & Chane D. (Shawna) Finkenbinder of Keensburg, Colorado; ten great-grandchildren HaleyFinkenbinder, Hannah Finkenbinder, Kristen (Michael) Finkenbinder, Jared (Emily) Finkenbinder, Jacob Finkenbinder, Danielle Thorpe, Devin (Nikki) Martin, Cody (Rachel) Martin, Cadence Finkenbinder, & Kali Finkenbinder; one great-great-grandchild Addilyn Rae Martin.

Clara is preceded in death by her husband Dueward of 43 years who died on January 22, 1986. She is also preceded in death by a brother Roy Sell; and two sisters Effie Brack and Freda Schwartz.

A funeral service will be held at 10:30 a.m. Saturday, October 26, 2019 at the Dighton United Methodist Church. Burial will follow at the Dighton Memorial Cemetery. Friends may call from 4:00 p.m. to 8:00 p.m. on Friday at Boomhower Funeral Home in Dighton. The family suggests memorials given to the Lane County Historical Society in care of the funeral home.

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